An ideal family health insurance policy protects all the members of the family from higher financial expenditures and debts. You can either opt for a family floater plan or a Mediclaim policy for families. Both of these health insurance schemes are well rewarding and lucrative in nature. If you are confused about choosing the best provider, you can opt for Bajaj Allianz or Manipal Cigna health insurance which are quite best-selling in the Indian market.
Read to know more about Mediclaim policy for family
What is Manipal Cigna’s health insurance policy?
Manipal Cigna health insuranceis nothing but one of the most widely popular health insurance policies in India. The price of this plan is significantly low than other policies, but it provides insurance coverage for families & even individuals. There are also highly preferred Mediclaim policy for family offered by Manipal Cigna that you can opt for.
This policy provides you protection from hospital bills, donor expenses, daily expenses, & inpatient treatment. In addition, apart from these facilities, the Mediclaim policy for the family has innovative features like Restoration of Sum Insured & Smart non-reducing Cumulative bonus as primary benefits.
Key benefits of Manipal Cigna health insurance policy
Buying a Manipal Cigna health insurance policy is a choice of a nomad. There are various benefits of this policy, it offers a sum insured ranging from 2 Lac to 3 Cr. In addition, this policy also features a long-term discount of up to 10 on the purchase of the three-year plan.
With Manipal Cigna health insurance, you will get cashless treatment in 6500+ hospitals as well as up to a 15% discount on co-payment plans. Furthermore, you can also restore the sum insured value of your policy after a claim, you will get an additional bonus of 5% to 100% when you pass a claim-free year.
When you renew the Manipal Cigna health insurance policy, you will get a direct discount of 3% and approx. 10% discount when you buy a new health insurance policy from Manipal Cigna. Moreover, with a Mediclaim policy for the family, you can save tax under Section 80D.
Eligibility criteria of Manipal Cigna health insurance policy
There is an eligibility criterion for Manipal Cigna health insurance. You should fall in the range to buy a regular family health insurance or Mediclaim policy for familywhich includes your parents. However, the minimum entry age of an adult in this policy is 18 Years and for a child, it is 91 Days.
Manipal Cigna health insurance’smaximum age limit is 65 years for adults & 23 to 25 years with LifeTime Health Plan. In addition, this policy provides insurance coverage to you as well as to your spouse, dependent children, parents-in-law, & dependent parents. And the most amazing part of this policy is that the renewability of Manipal Cigna health insurance is a lifetime.
Inclusions & exclusion of Manipal Cigna health insurance policy
Manipal Cigna health insurance is one of the iconic Mediclaim policies for the family because of its inclusions. This policy offers a wide range of coverage along with some optional benefits. To begin with, Manipal Cigna health insurance offers Pre-hospitalization Expenses, Post-hospitalization Expenses, In-patient Hospitalization Expenses, Domiciliary & Day Care Treatment, Ambulance Cover, AYUSH Cover, Donor Expenses, & Worldwide Emergency Cover. And under the ProHealth Insurance plan, Manipal Cigna health insurance offers Health Maintenance benefits, Maternity benefits, and Robotic & Cyberknife Surgery. In addition, some of the other coverage along the Lifetime Health Plan are; Modern & Advanced Treatments, HIV AIDS & STD Cover, Mental Care Cover, & Premium Waiver Benefit. The Mediclaim policy for family also has more inclusions that are beneficial.